The Government of Pakistan, through the Benazir Income Support Programme (BISP), continues its mission to help poor and vulnerable citizens with financial assistance. One of the most impactful programs under BISP is the Benazir Kafalat Program, which is now in its 3rd phase of payment distribution in 2025.
This article provides a complete guide to the 3rd phase, including how to receive the payment of Rs. 13,500, eligibility requirements, registration methods, and important instructions for beneficiaries.
What is the Benazir Kafalat Program?
The Benazir Kafalat Program is a government welfare initiative that provides unconditional financial support to the poorest women in Pakistan. It is specially designed for:
- Widows
- Divorced or separated women
- Female heads of household
- Disabled individuals
Under this program, eligible women receive regular payments to help them meet their basic needs, such as food, health, and education.
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Update: 3rd Phase of Payment (June–July 2025)
The third phase of Benazir Kafalat payments began in June 2025 and is currently ongoing across various districts of Pakistan. In this phase, thousands of women have already started receiving their Rs. 13,500 assistance, and new beneficiaries are also being added through the Dynamic Survey system.
This phase is more organized and transparent, with the government introducing biometric verification and digital monitoring to ensure fair and smooth distribution.
How to Receive Your Rs. 13,500 Payment
Eligible beneficiaries of the 3rd phase can collect their payment through multiple official methods:
1. BISP Designated Payment Centers
You can visit a nearby payment center with your original CNIC. There, you will go through biometric verification using your thumb impression. Once verified, the staff will hand over your cash payment of Rs. 13,500.
2. Bank Franchises (HBL Konnect or Bank Alfalah)
If you are located near a partner bank franchise:
- Go to your nearest HBL Konnect or Bank Alfalah agent
- Show your original CNIC
- Verify your identity through biometric scanning
- Receive your full amount without any deduction
3. ATM Option (For Bank Account Holders)
Some women linked to BISP bank accounts can withdraw their payment directly using ATM cards.
- Visit an ATM
- Insert your card
- Enter PIN
- Select “BISP Payment.”
- Withdraw available amount
🔔 Note: If you face any deduction or issue during payment, immediately report it to BISP by calling 0800-26477 or visiting the nearest Tehsil office.
How to Check If You Are Eligible
To find out if you are eligible to receive the payment under the 3rd phase, you can use the 8171 service:
✅ SMS Method:
- Open your mobile phone’s messaging app
- Type your 13-digit CNIC number
- Send it to 8171
- You will receive a reply with your eligibility and payment details
✅ Online Portal:
- Enter your CNIC number
- Solve the captcha code
- Click “Submit.”
Who Can Apply?
If you have not registered yet, you can apply by visiting the nearest BISP office. The following people are eligible for registration:
- Women with no source of income
- Families living below the poverty line
- Widows and female-headed households
- Individuals with disabilities
- Households affected by natural disasters or inflation
You must be registered in the NADRA database and undergo the BISP Dynamic Survey to be considered for the program.
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Important Documents Required
When visiting the BISP office or payment center, make sure to bring
- Original CNIC
- Family registration certificate (FRC) from NADRA
- Proof of income (if available)
- Any document showing your current residence
Government Measures for Transparency
To prevent fraud and ensure fairness, the government has launched a digital monitoring system. This includes:
- Biometric verification at the time of payment
- SMS alerts to notify about payment release
- Public complaint system to report issues
- Independent monitoring teams
These steps guarantee that the aid reaches the right people without delay or corruption.
Final Thoughts
The 3rd phase of the Benazir Kafalat Program is a major step in supporting women and poor families across Pakistan. With Rs. 13,500 cash payments, the government is helping citizens afford daily necessities and regain financial stability. If you are already registered, check your status through 8171. If not, visit your nearest BISP office to complete the registration process.
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