The Government of Pakistan has introduced another major welfare scheme titled Apni Chhat Apna Ghar Program 2025, aimed at providing shelter and affordable housing solutions to poor and homeless citizens. This initiative primarily targets low-income families who are unable to afford a house of their own. With an easy and accessible online registration system, this programme promises thousands of Pakistanis the chance to own a roof over their heads.
In this article, we will cover the complete process of online registration, eligibility requirements, documents needed, and benefits of this life-changing programme.
What Is the Apni Chhat Apna Ghar Programme?
The Apni Chhat Apna Ghar Programme is a government-sponsored housing scheme that provides free plots, constructed houses, or housing loans to eligible families.
- Don’t own any house or land,
- Are living below the poverty line,
- Are widows, orphans, disabled, or unemployed.
Under the scheme, applicants will either receive a free 3-marla or 5-marla plot, an already-constructed house, or financial support to build their own home.
Objectives of the Scheme
The main purpose of this scheme is to:
- Provide permanent shelter to homeless families.
- Improve living standards in rural and urban areas.
- Reduce housing poverty in Pakistan.
- Empower women, disabled persons, and elderly citizens.
The government aims to construct and distribute 100,000+ houses across Punjab, KPK, Sindh, and Balochistan under the July 2025 phase.
Eligibility Criteria for Apni Chhat Apna Ghar Scheme
To qualify for this scheme, an applicant must meet the following eligibility conditions:
- Must be a Pakistani citizen with a valid CNIC.
- Should not own any residential property or plot.
- Monthly household income should be less than Rs 50,000.
- Priority will be given.
Applicants who are already beneficiaries of the Ehsaas, BISP, or Zewar-e-Taleem programmes may also apply.
Required Documents
Applicants must prepare and submit the following documents during online registration:
- Original CNIC (Computerized National Identity Card)
- CNICs of family members (optional)
- Proof of income or BISP eligibility slip
- Rent agreement (if applicable)
- Disability or widow certificate (if applicable)
- Utility bill (for address verification)
All documents must be clear and valid. Fake or forged documents will lead to disqualification.
How to Apply – Step-by-Step Online Registration
Step 1: Visit the Official Website
Go to the Punjab Government’s Ehsaas Portal or https://ehsaas.punjab.gov.pk.
You can also access the scheme from the Apni Chhat section of the official BISP site.
Step 2: Register an Account
Click on the “Register Now” button and enter your:
- CNIC number
- Mobile number
- Email (optional)
- Create a secure password
You will receive an SMS code for verification.
Step 3: Complete the Application Form
After logging in:
- Fill in personal and family details
- Upload required documents
- Select housing preference (plot, constructed house, or loan)
- Choose your desired area or district (if applicable)
Offline Registration Option
For those without internet access, the government has set up registration desks at:
- Local Union Councils
- Tehsil and District offices
- NADRA centers
Trained staff will help you fill out and submit your application form manually.
Key Benefits of the Program
Here are some major advantages of this scheme:
- Permanent shelter for poor and low-income families
- No-interest loans or very easy installment plans
- Free plots and houses for widows and orphans
- Boost in construction sector and employment
- Special quota for women and disabled persons
July 2025 Update – What’s New?
As per the latest announcement:
- Over 1 lakh housing units will be distributed this year
- Last date to apply online is 31st July 2025
- Special priority is being given to families in Punjab and rural Sindh
- Selected families will be contacted via SMS and phone call
Final Words
The Apni Chhat Apna Ghar Programme is a much-needed and timely initiative by the government to provide hope to millions of homeless Pakistanis. With an easy online registration process and fair selection policy, this scheme opens new doors for deserving families to own a safe and secure home. If you or someone in your family meets the criteria, don’t wait! Complete your registration before the deadline and take the first step toward owning your own home.
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