The Government of Punjab brought in the “Apni Zameen, Apna Ghar” Free 3-Marla Plot Scheme, which is a housing program that will change people’s lives. People with low incomes who deserve it and want to own a home but can’t afford one will be able to get one for free through this programme. Thousands of families in Punjab now have the chance to secure land and start building their futures—the online registration process is now open for business.
What is the Free 3-Marla Plot Scheme?
The Free 3-Marla Plot Scheme is part of the Punjab government’s overall plan to help people get homes and get out of poverty. Families who are poor and don’t own land are getting 3-marla plots (about 75 square yards) for free through this programme. In addition to the plot, those who are chosen may also get up to PKR 1.5 million in interest-free loans to build their homes.
This initiative is especially beneficial for daily wage earners, widows, people with disabilities, and others who fall under the low-income or marginalized segment of society.
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Who Can Apply—Eligibility Criteria
To ensure only deserving families benefit from this scheme, strict eligibility criteria have been defined:
- The person who wants to apply must have a valid CNIC and live in Punjab.
- The applicant or their immediate family must not own any property or house anywhere in Pakistan.
- Monthly income should be low or modest, ideally with a PMT (Poverty Means Test) or NSER score that qualifies.
- No criminal record and no loan default history.
- Those who want to apply must be at least 18 years old right now.
Widows, babies, and other special people will be given priority during the choosing process.
Districts Included in Phase 1
Initially, the scheme is being launched in selected districts, including
- Attock
- Bahawalpur
- Bhakkar
- Chiniot
- Faisalabad
- Gujarat
- Jhang
- Jhelum
- Kasur
- Khushab
- Layyah
- Lodhran
- Mandi Bahauddin
- Okara
- Rajanpur
- Sahiwal
- Sargodha
- Vehari
Future phases are expected to expand to more cities and tehsils across the province.
How to Apply—Step-by-Step Guide
The application process has been made simple and accessible for everyone. Here is how you can apply:
- Visit the official website: https://azag.punjab.gov.pk
- Register with CNIC and mobile number.
- Fill the online application form with correct personal details.
- Upload the following documents:
- Copy of CNIC (applicant + spouse)
- Proof of Punjab residence
- Family certificate or NSER/PMT score
- Income certificate or affidavit (if informal worker)
- Submit the application and keep a copy or screenshot for your records.
- There are two ways to check on your app: site or SMS.
For those without internet access, offline registration is also possible through your local Tehsil Municipal Office (TMO) or Deputy Commissioner Office.
Registration Deadline
The deadline for Phase 1 registration is May 31, 2025. It is important to apply before this date to be considered in the computerized selection process.
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What Happens After Applying?
Once the applications close, the government will:
- Review and verify all submitted applications.
- Create a shortlist of eligible families.
- Conduct a transparent computerized draw to select the final beneficiaries.
- Allotted beneficiaries will receive ownership documents for their plots.
- Construction must begin within 6 months, and homes must be completed within 2 years.
- Beneficiaries will not be allowed to sell the plot for 5 years.
Interest-Free Loan for Construction
After receiving the plot, families may also apply for an interest-free loan of up to PKR 1.5 million to construct their house. The loan is repayable in easy installments and is facilitated by the Punjab government in partnership with microfinance institutions and banks.
This is an excellent opportunity for low-income families to not only own land but also build a safe and secure home without falling into debt traps.
Conclusion
The CM Punjab Free 3-Marla Plot Scheme is a revolutionary step towards housing justice and poverty reduction. It provides dignity, security, and hope to the thousands of families who have been waiting for such a chance for years.
With the online registration open and the process kept transparent, every eligible family is encouraged to apply immediately. If you or someone you know fits the criteria, don’t delay—visit the official website, complete the application, and take a step toward building your future.
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